How Does Lease to Purchase (Rent to Own) work?

I find myself answering this question numerous times per day so I figured it’s way over due that I post an explanation.  If you prefer to listen to the audio a few times simply dial 855.66PREFO (77336), X 824.  There is a video post before this one on the blog as well.

Approximately 82% of the market cannot qualify TODAY for financing and typically would need to improve their credit to do so.  Alternatively, other buyers with good credit are looking for a way to buy now while they save more instead of renting while they save.


Equity Enhacement Program

We offer lease purchase (rent to own) properties only – no straight rent.  All properties will require 3%-10% down and that is credited against your purchase price.  You then pay a monthly lease payment.  Some homes also feature our Equity Enhancement Program.  That works like this:  on any given month you can put an extra payment toward the purchase price of $100-$500 ($100 increments) and receive a credit against the purchase price of 50% more.  For example, if you have a month when you feel you can put an additional $200 down for your down payment, you receive $300 credit.  The maximum in one month is $500 down so $750 credit.  You can always put more down to improve your down payment for future financing, but the free equity you’ll get with theEquity Enhancement Program is capped at $500.

Credit Consulting Services

During the course of the lease, you can use our credit consulting service we will refer you to.  Whether you lease purchase one of our homes or not, you can certainly use them.  They will give you a free consulting session and you can decide which course of action to take with them. 

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Sometime between 6 months and 24 months they can typically get you in great shape for your own loan.  The time frame on our lease purchase properties ranges from 24 months to 10 years so you’re never rushed and we’ll help you purchase on your own eventually.

If you have not seen one of our properties yet, your next step would be to go ahead and schedule a viewing.  Some are on lock boxes and you just need to get the instructions from us and others require private or group viewing with an owner.

All listings are on and they only stay up while available and typically don’t last long!

Real Estate Investors

Pre Holdings, LLC, Pre Property Solutions and affiliated or subsidiary companies (“Pre Holdings”) are not real estate brokers or agents. Pre Holdings is a real estate investment company. All properties are either owned by Pre Holdings or the company has a purchase contract and/or option with the owner of the property, which Pre Holdings may assign to third parties. Pre Holdings is not a real estate brokerage and does not provide realtor services to the public, or to any of the parties to which it has contractual relationships.

We can help you find a great deal on investment property or a personal residence. Let us be your first choice when looking for properties, contractors, attorneys, agents, hard money, financing, or any other real estate need. We know the business and can offer immediate help.

Steps 1-3 for Buyers


Whether you are buying a home for the first time or are an experienced homebuyer, we can help. We’re an active real estate investment company, so we are knowledgeable regarding the market. We may have just the property you are looking for, or we can try to find it.


As an investment company we approach things a little differently. Yes, we want to help you find your dream home, and we also want to make sure it is a solid investment. We look for homes that likely will appreciate so they can be a stepping-stone to your next home or a means of growing your nest egg.


With our experience we can help you through the entire process of buying a home. We know and understand the markets, financing techniques, paperwork, and closing process. We have done this many times before and would like to help you into the home of your dreams.