What Is It Like Behind the Scenes?, with Sue Skipper

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Episode Topic:

In this episode of Not Just A Transaction, hosts Nick and Zachary speak with special guest Sue Skipper, Operations Manager for Pre Property Solutions, about what it’s like working as part of the Pre Property Solutions team and about how she works closely with tenant buyers to help them fulfill their dreams of owning a home. Sue explains why communication is a vital part of the process and critically important for ensuring a successful transition into home ownership.

Glossary of Special Terms Used in this Episode:

  • No special terms were used during the episode.

What you’ll learn about in this episode:

  • Why Sue finds motivation from helping home buyers fulfill their American Dream of owning their own home
  • What a normal day in the role of Operations Manager at Pre Property Solutions looks like for Sue, and how she works closely with buyers as their main point of communication
  • Why Sue decided to work primarily with buyers, and why she enjoys building close relationships with the buyers
  • What mistakes buyers often make around a lack of communication with the team, and why great communication is vital for getting them across the finish line
  • Why it is crucial to stick to the process and not go off the path that Pre Property Solutions has charted
  • How modern communication technologies have made it easier than ever to keep the lines of communication open
  • Why the team environment at Pre Property Solutions is something Sue truly values from her position
  • Why the process Pre Property Solutions has outlined results in a 97% success rate if you trust in and follow the process

Additional Resources:

Sue Skipper’s Bio:

Sue Skipper is the Operations Manager for Pre Property Solutions. Sue was born and raised in Newport and has been involved in the Real Estate field for over 30 years, having worked in several Real Estate offices over the years making her familiar with the industry.

Sue was introduced to the Rent to Own model Pre Property Solutions had to offer back in 2015. She was impressed by the opportunity they had to offer to those buyers who could not get their own loan and would normally not be able to purchase their own home. Sue enjoys assisting and educating clients about the unique options Pre Property Solutions have to offer and get them to the finish line whether they are looking to sell or purchase their own home.

She has a positive energy and a seasoned executive assistant skill set. She currently resides in Newport and enjoys spending time with her son, daughter in law and granddog, Henry.

Nick’s Bio:

In 2003, Nick Prefontaine was in a snowboarding accident that left him in a coma for over 3 weeks. The doctors told his parents that he probably wouldn’t walk, talk, or eat on his own again. Less than 3 months later, he was running out of Franciscan Children’s hospital. Now Nick speaks to groups that benefit from his message of overcoming adversity.

Nick grew up in the real estate industry and got started at an early age. Most notably, he was knocking on Pre-Foreclosure doors at 16, doing up to 50 doors a day. This experience helped shape Nick’s real estate career. When someone opens the door you better have something compelling to say.

Now, Nick specializes in working with lease purchase buyers to get them into a home and on the path to home ownership. That includes working with them throughout the entire deal which ends in them being able to get their own loan. Getting buyers to the finish line is something Nick and the entire Pre Property Solutions team take pride in. That is something that separates them from their competition. Regardless of a buyer’s credit situation, he looks at their complete financial picture and comes up with a plan to get them into a home.

Zachary’s Bio:

Zachary is an Amazon Best-Selling Author of The New Rules of Real Estate Investing and revised edition of Real Estate On Your Terms. He has been an authority in real estate for 7 years now and has personally completed hundreds of real estate transactions and has mentored investors to complete thousands of transactions.

At the age of 25, Zachary decided to leave the world of bartending and personally training and jump into the family business. Now he is an equal partner and runs the acquisitions department, focusing on helping sellers accomplish their goal of selling their property.

If Zachary is not working, you will find enjoying the outdoors or spending time with his wife Kayla and two kids Remi and Bellamy. His passion for family and business is what keeps him motivated and excited to take on each day.

Do We Work With Other Investors?, with Nick Prefontaine and Zachary Beach

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Episode Topic:

In this episode of Not Just A Transaction, hosts Nick and Zachary explain how the team at Pre Property Solutions can work with all kinds of real estate investors, landlords, buyers, and sellers to find creative solutions to the challenges and obstacles you may face, and they share past examples of how they’ve been able to help investors and real estate agents turn difficult deals into profitable scenarios.

Glossary of Special Terms Used in this Episode:

  • Wholesaling – A type of real estate investment where the investor acts on behalf of the seller to find an interested buyer, serving as an intermediary in the deal.
  • Flipping – When a real estate investor purchases a distressed property or a home in need of repairs or renovation, makes the needed changes, then resells the property at a markup.

What you’ll learn about in this episode:

  • How the team at Pre Property Solutions works with wholesale real estate investors and house flippers
  • How working with Pre Property Solutions can help you find innovative solutions to turn difficult real estate investment deals into profitable win-wins
  • How Pre Property Solutions has been able to provide options for flippers and are able to find a solution to complete a deal the majority of the time
  • How Pre Property Solutions is able to help landlords who are tired of dealing with their properties, whether single or multifamily properties
  • What kind of multifamily properties are ideal for working with Pre Property Solutions, and how the team is able to help simplify solutions
  • How Pre Property Solutions has been able to work with real estate agents to help buyers and sellers who may be struggling to complete a deal
  • Why Pre Property Solutions is able to market to a much broader range of potential buyers than going through a real estate agent
  • Nick shares examples of some of the clients the team has been able to help and the types of challenges they were able to overcome

Resources:

Nick’s Bio:
In 2003, Nick Prefontaine was in a snowboarding accident that left him in a coma for over 3 weeks. The doctors told his parents that he probably wouldn’t walk, talk, or eat on his own again. Less than 3 months later, he was running out of Franciscan Children’s hospital. Now Nick speaks to groups that benefit from his message of overcoming adversity.

Nick grew up in the real estate industry and got started at an early age. Most notably, he was knocking on Pre-Foreclosure doors at 16, doing up to 50 doors a day. This experience helped shape Nick’s real estate career. When someone opens the door you better have something compelling to say.

Now, Nick specializes in working with lease purchase buyers to get them into a home and on the path to home ownership. That includes working with them throughout the entire deal which ends in them being able to get their own loan. Getting buyers to the finish line is something Nick and the entire Pre Property Solutions team take pride in. That is something that separates them from their competition. Regardless of a buyer’s credit situation, he looks at their complete financial picture and comes up with a plan to get them into a home.

Zachary’s Bio:
Zachary is an Amazon Best-Selling Author of The New Rules of Real Estate Investing and revised edition of Real Estate On Your Terms. He has been an authority in real estate for 7 years now and has personally completed hundreds of real estate transactions and has mentored investors to complete thousands of transactions.

At the age of 25, Zachary decided to leave the world of bartending and personally training and jump into the family business. Now he is an equal partner and runs the acquisitions department, focusing on helping sellers accomplish their goal of selling their property.

If Zachary is not working, you will find enjoying the outdoors or spending time with his wife Kayla and two kids Remi and Bellamy. His passion for family and business is what keeps him motivated and excited to take on each day.

How Do We Get Your Credit Ready to Buy a Home?, with Paul Ritter

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Episode Topic:

In this episode of Not Just A Transaction, hosts Nick and Zachary speak with special guest and credit repair expert Paul Ritter. Paul discusses how he works with tenant buyers to get credit issues straightened out so that they can qualify for a loan at the end of the lease period, and he explains what huge differences set his services apart from other competitors that aren’t as invested in the success of the buyers.

Glossary of Special Terms Used in this Episode:

  • Debt-to-Income Ratio – The percentage of your monthly pre-tax income that goes toward paying your existing debts and monthly bills.

What you’ll learn about in this episode:

  • How Paul and his team have worked closely with the Pre Property Solutions team for years, and how they specialize in credit repair and helping people get to the finish line
  • How Zachary himself has used Paul’s credit repair services and can attest to how effective they are
  • Why Paul’s credit repair process has been refined and simplified with the intent to take the stress off
  • Why your debt-to-income ratio is the single most important factor in determining if you will be able to get to the finish line
  • How 85% of the people Paul and his team work with successfully buy their home, and how as much as 12% fail to make it to the finish line because they stop following the process
  • Why a higher down payment has a direct effect on how likely you are to get approved for your purchase at the end of the rental period
  • Why working with a credit repair service that is aggressive and that works with the timeframe you have in mind is crucial
  • Why your debt-to-income ratio and the quality of credit are the two primary factors that need to be worked on to get you into a lease-option home

Resources:

Additional Resources:

Paul Ritter’s Bio:

Paul Ritter has over 25 years’ experience in the mortgage and credit enhancement industries. He has developed software, which invokes mortgage-underwriting guidelines. It is very useful for anyone looking to buy a home, wants to run “what if” scenarios, and is especially useful for Lease Option transactions. Paul has formerly owned and operated several mortgage companies. He is currently the owner of Credit Investigation Service, dba My Credit Team, which specializes in credit enhancement for the Real Estate Industry. He also owns a screening company, which provides the front-end piece to evaluate potential tenants/buyers. He is an expert in building Business Credit.

Paul is well versed in identity theft protection and repairing a credit report after an ID theft incident. He is FICO certified, an expert in his field, and a nationally sought after speaker.

Paul Ritter is a credit repair and lease options specialist. He owns a credit repair company in the Pittsburgh area. He partnered with a tenant screening company www.screenthetenant.com. He is also on the board of local REIA in Monroeville, PA.Paul Ritter has over 25 years’ experience in the mortgage and credit enhancement industries. He has developed software, which invokes mortgage-underwriting guidelines. It is very useful for anyone looking to buy a home, wants to run “what if” scenarios, and is especially useful for Lease Option transactions. Paul has formerly owned and operated several mortgage companies. He is currently the owner of Credit Investigation Service, dba My Credit Team, which specializes in credit enhancement for the Real Estate Industry. He also owns a screening company, which provides the front-end piece to evaluate potential tenants/buyers. He is an expert in building Business Credit.

Paul is well versed in identity theft protection and repairing a credit report after an ID theft incident. He is FICO certified, an expert in his field, and a nationally sought after speaker.

Paul Ritter is a credit repair and lease options specialist. He owns a credit repair company in the Pittsburgh area. He partnered with a tenant screening company www.screenthetenant.com. He is also on the board of local REIA in Monroeville, PA.

Nick’s Bio:

In 2003, Nick Prefontaine was in a snowboarding accident that left him in a coma for over 3 weeks. The doctors told his parents that he probably wouldn’t walk, talk, or eat on his own again. Less than 3 months later, he was running out of Franciscan Children’s hospital. Now Nick speaks to groups that benefit from his message of overcoming adversity.

Nick grew up in the real estate industry and got started at an early age. Most notably, he was knocking on Pre-Foreclosure doors at 16, doing up to 50 doors a day. This experience helped shape Nick’s real estate career. When someone opens the door you better have something compelling to say.

Now, Nick specializes in working with lease purchase buyers to get them into a home and on the path to home ownership. That includes working with them throughout the entire deal which ends in them being able to get their own loan. Getting buyers to the finish line is something Nick and the entire Pre Property Solutions team take pride in. That is something that separates them from their competition. Regardless of a buyer’s credit situation, he looks at their complete financial picture and comes up with a plan to get them into a home.

Zachary’s Bio:

Zachary is an Amazon Best-Selling Author of The New Rules of Real Estate Investing and revised edition of Real Estate On Your Terms. He has been an authority in real estate for 7 years now and has personally completed hundreds of real estate transactions and has mentored investors to complete thousands of transactions.

At the age of 25, Zachary decided to leave the world of bartending and personally training and jump into the family business. Now he is an equal partner and runs the acquisitions department, focusing on helping sellers accomplish their goal of selling their property.

If Zachary is not working, you will find enjoying the outdoors or spending time with his wife Kayla and two kids Remi and Bellamy. His passion for family and business is what keeps him motivated and excited to take on each day.

Why is Integrity a Cornerstone of Our Business?, with Nick Prefontaine and Zachary Beach

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Episode Topic:

In this episode of Not Just A Transaction, hosts Nick and Zachary explain why integrity is the cornerstone of everything the Pre Property Solutions team does, for both buyers and sellers. Many real estate investors are happy to take your money but aren’t really invested in your success, but Pre Property Solutions is different. Integrity, honesty, and open communication are standard, whether you’re looking to buy or sell a home.

Glossary of Special Terms Used in this Episode:

  • No special terms were used in the episode.

What you’ll learn about in this episode:

  • Why Pre Property Solutions make absolutely sure that buyers have enough income to support their purchase of a home
  • Why the Pre Property Solutions team prioritizes monthly income over other factors like the size of the down payment
  • Why the team believes in only doing the right thing and doesn’t take the easy way out to make a few extra dollars
  • Why too many investors don’t care about the success of the buyer and will happily take their money, watch them fail, and then put the property back on the market
  • Why the level of integrity that comes standard with Pre Property Solutions benefits both buyers and sellers
  • Why being clear and making the entire process easy to understand is an important quality Nick and Zachary offer
  • Why integrity is important especially when hard decisions have to be made, to ensure maximum fairness to both the buyer and the seller

Resources:

Nick’s Bio:
In 2003, Nick Prefontaine was in a snowboarding accident that left him in a coma for over 3 weeks. The doctors told his parents that he probably wouldn’t walk, talk, or eat on his own again. Less than 3 months later, he was running out of Franciscan Children’s hospital. Now Nick speaks to groups that benefit from his message of overcoming adversity.

Nick grew up in the real estate industry and got started at an early age. Most notably, he was knocking on Pre-Foreclosure doors at 16, doing up to 50 doors a day. This experience helped shape Nick’s real estate career. When someone opens the door you better have something compelling to say.

Now, Nick specializes in working with lease purchase buyers to get them into a home and on the path to home ownership. That includes working with them throughout the entire deal which ends in them being able to get their own loan. Getting buyers to the finish line is something Nick and the entire Pre Property Solutions team take pride in. That is something that separates them from their competition. Regardless of a buyer’s credit situation, he looks at their complete financial picture and comes up with a plan to get them into a home.

Zachary’s Bio:
Zachary is an Amazon Best-Selling Author of The New Rules of Real Estate Investing and revised edition of Real Estate On Your Terms. He has been an authority in real estate for 7 years now and has personally completed hundreds of real estate transactions and has mentored investors to complete thousands of transactions.

At the age of 25, Zachary decided to leave the world of bartending and personally training and jump into the family business. Now he is an equal partner and runs the acquisitions department, focusing on helping sellers accomplish their goal of selling their property.

If Zachary is not working, you will find enjoying the outdoors or spending time with his wife Kayla and two kids Remi and Bellamy. His passion for family and business is what keeps him motivated and excited to take on each day.

What If the Buyer Has Bad Credit or No Credit?, with Michelle Proia

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Episode Topic:

In this episode of Not Just A Transaction, hosts Nick and Zachary speak with special guest Michelle Proia from Main Street Home Loans. Michelle is an expert at helping tenant buyers establish or improve their credit rating so that they can get approved for a home loan, and she has worked extensively with the Pre Property Solutions team and their clients. Michelle answers questions about the process and explains why getting started early is critical for success.

Glossary of Special Terms Used in this Episode:

  • No special terms were used in this episode.

What you’ll learn about in this episode:

  • How Michelle first got started in the mortgage industry at 21 as a receptionist at a mortgage company, and how she developed extensive experience throughout her career
  • Why lease option deals are often structured in a complex way, and why Pre Property Solutions has made the process less risky and much easier for Michelle to get approvals
  • How Michelle works to ensure that buyers are able to cross the finish line and get approved for a home loan to close their deal
  • Why it is important to start working with Michelle and the team at Main Street Home Loans as early in the process as possible to establish the necessary credit to get approved
  • How Nick works with buyers and gets them rolling with Michelle early in the process, and why the process needs to get started at least six months before the end of a lease
  • What the process of working with Michelle to build or repair credit looks like for prospective buyers, step-by-step
  • Why allowing enough time to make credit improvements is the key to getting a better interest rate on your home loan
  • How every town or municipality is different and has different rules and expectations, and how Michelle tailors solutions to meet those requirements
  • How to get a free financial literacy packet from Michelle to help you better understand how to navigate your finances

Resources:

Additional Resources:

Michelle Proia’s Bio:

Michelle Proia is a Senior Home Loan Consultant at Main Street Home Loans. She has worked extensively with the Pre Property Solutions team and their tenant buyers, helping them reach the finish line and closing on their home purchase. She got into the mortgage industry at the age of 21 as a receptionist at a mortgage company, before working her way through many different positions within the industry and gaining extensive experience in all aspects of the home loan process.

Nick’s Bio:

In 2003, Nick Prefontaine was in a snowboarding accident that left him in a coma for over 3 weeks. The doctors told his parents that he probably wouldn’t walk, talk, or eat on his own again. Less than 3 months later, he was running out of Franciscan Children’s hospital. Now Nick speaks to groups that benefit from his message of overcoming adversity.

Nick grew up in the real estate industry and got started at an early age. Most notably, he was knocking on Pre-Foreclosure doors at 16, doing up to 50 doors a day. This experience helped shape Nick’s real estate career. When someone opens the door you better have something compelling to say.

Now, Nick specializes in working with lease purchase buyers to get them into a home and on the path to home ownership. That includes working with them throughout the entire deal which ends in them being able to get their own loan. Getting buyers to the finish line is something Nick and the entire Pre Property Solutions team take pride in. That is something that separates them from their competition. Regardless of a buyer’s credit situation, he looks at their complete financial picture and comes up with a plan to get them into a home.

Zachary’s Bio:

Zachary is an Amazon Best-Selling Author of The New Rules of Real Estate Investing and revised edition of Real Estate On Your Terms. He has been an authority in real estate for 7 years now and has personally completed hundreds of real estate transactions and has mentored investors to complete thousands of transactions.

At the age of 25, Zachary decided to leave the world of bartending and personally training and jump into the family business. Now he is an equal partner and runs the acquisitions department, focusing on helping sellers accomplish their goal of selling their property.

If Zachary is not working, you will find enjoying the outdoors or spending time with his wife Kayla and two kids Remi and Bellamy. His passion for family and business is what keeps him motivated and excited to take on each day.

Who Are Common Sellers We Help?, with Nick Prefontaine and Zachary Beach

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Episode Topic:

In this episode of Not Just A Transaction, hosts Nick and Zachary explain the attributes that make up the ideal seller they work with, and they discuss the common problems they’re able to solve on behalf of their sellers. They address many of the questions you might have as a potential seller considering using their services, and they explain what sets Pre Property Solutions apart from others in the rent-to-own real estate market.

Glossary of Special Terms Used in this Episode:

  • Equity – the difference in value between a home’s fair market value and the amount of outstanding debt on the home through mortgages or other types of liens.

What you’ll learn about in this episode:

  • How the common sellers Pre Property Solutions work with typically face one of two challenges: either a financial challenge or a real estate challenge
  • What kinds of common real estate challenges potential sellers may face, such as owning a second home and not wanting to have to take care of it
  • What kinds of common financial challenges potential sellers might face, such as being in default on a mortgage and risking losing the equity they have built up in their property
  • Why those with little or no equity in their property can lose money selling it in the traditional way but can profit from selling it with Pre Property Solutions
  • How Pre Property Solutions’ systems for selling a home are thriving even during the global pandemic
  • Why Pre Property Solutions cares about getting buyers to the finish line, and why their strict buyer requirements offer sellers peace of mind

Resources:

Nick’s Bio:
In 2003, Nick Prefontaine was in a snowboarding accident that left him in a coma for over 3 weeks. The doctors told his parents that he probably wouldn’t walk, talk, or eat on his own again. Less than 3 months later, he was running out of Franciscan Children’s hospital. Now Nick speaks to groups that benefit from his message of overcoming adversity.

Nick grew up in the real estate industry and got started at an early age. Most notably, he was knocking on Pre-Foreclosure doors at 16, doing up to 50 doors a day. This experience helped shape Nick’s real estate career. When someone opens the door you better have something compelling to say.

Now, Nick specializes in working with lease purchase buyers to get them into a home and on the path to home ownership. That includes working with them throughout the entire deal which ends in them being able to get their own loan. Getting buyers to the finish line is something Nick and the entire Pre Property Solutions team take pride in. That is something that separates them from their competition. Regardless of a buyer’s credit situation, he looks at their complete financial picture and comes up with a plan to get them into a home.

Zachary’s Bio:
Zachary is an Amazon Best-Selling Author of The New Rules of Real Estate Investing and revised edition of Real Estate On Your Terms. He has been an authority in real estate for 7 years now and has personally completed hundreds of real estate transactions and has mentored investors to complete thousands of transactions.

At the age of 25, Zachary decided to leave the world of bartending and personally training and jump into the family business. Now he is an equal partner and runs the acquisitions department, focusing on helping sellers accomplish their goal of selling their property.

If Zachary is not working, you will find enjoying the outdoors or spending time with his wife Kayla and two kids Remi and Bellamy. His passion for family and business is what keeps him motivated and excited to take on each day.

Open communication with buyers and sellers, with Nick Prefontaine and Zachary Beach

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Episode Topic:

In this episode of Not Just A Transaction, hosts Nick and Zachary explain the incredible importance of keeping lines of communication open. They share how they can help buyers overcome life’s unexpected hurdles and struggles to make payments, but only if the sellers let them know what’s happening. Life is not static, and sometimes it can change quickly. Nick shares how he had his own brush with the unexpected when he experienced a terrible snowboarding accident.

Glossary of Special Terms Used in this Episode:

  • No special terms were used in this episode.

What you’ll learn about in this episode:

  • Why communication between you and the Pre Property Solutions team is critical for your own success
  • Why letting Pre Property Solutions know when you’re having problems making your payment is the key to finding solutions to overcome them
  • How Nick learned that sometimes the unexpected happens, after he was in a snowboarding accident in 2003 that left him in a coma for three weeks
  • Why not communicating what is going on that may be keeping you from being able to make a payment is the worst decision you can make
  • How Pre Property Solutions also works to keep sellers informed of what’s going on with a property if the sellers want that level of communication

Resources:

Nick’s Bio:
In 2003, Nick Prefontaine was in a snowboarding accident that left him in a coma for over 3 weeks. The doctors told his parents that he probably wouldn’t walk, talk, or eat on his own again. Less than 3 months later, he was running out of Franciscan Children’s hospital. Now Nick speaks to groups that benefit from his message of overcoming adversity.

Nick grew up in the real estate industry and got started at an early age. Most notably, he was knocking on Pre-Foreclosure doors at 16, doing up to 50 doors a day. This experience helped shape Nick’s real estate career. When someone opens the door you better have something compelling to say.

Now, Nick specializes in working with lease purchase buyers to get them into a home and on the path to home ownership. That includes working with them throughout the entire deal which ends in them being able to get their own loan. Getting buyers to the finish line is something Nick and the entire Pre Property Solutions team take pride in. That is something that separates them from their competition. Regardless of a buyer’s credit situation, he looks at their complete financial picture and comes up with a plan to get them into a home.

Zachary’s Bio:
Zachary is an Amazon Best-Selling Author of The New Rules of Real Estate Investing and revised edition of Real Estate On Your Terms. He has been an authority in real estate for 7 years now and has personally completed hundreds of real estate transactions and has mentored investors to complete thousands of transactions.

At the age of 25, Zachary decided to leave the world of bartending and personally training and jump into the family business. Now he is an equal partner and runs the acquisitions department, focusing on helping sellers accomplish their goal of selling their property.

If Zachary is not working, you will find enjoying the outdoors or spending time with his wife Kayla and two kids Remi and Bellamy. His passion for family and business is what keeps him motivated and excited to take on each day.